--- title: 197 county instruments fill gaps in the Lakefront record description: Recorded agreements add a wastewater allocation, a Phase 1 plat, performance bonds, loan history and construction notices. url: https://lakefrontokeechobee.com/news/county-records-197-instruments/ author: Lakefront Okeechobee Report published: 2026-10-08 updated: 2026-11-01 records_verified_through: 2026-10-28 source_ids: - glades-202622003282 - glades-202622003287 - glades-202622003292 - glades-202622003297 - glades-202622003283 - glades-202422001136 - glades-201322001251 - glades-202622002123 - glades-202522001170 - glades-202522001179 - glades-202522001181 - glades-202522001183 - glades-202522001186 - glades-202522001190 - glades-202522001191 - glades-202622002188 - glades-202622002189 - glades-202622001338 - glades-202622002891 - glades-202622003258 - glades-202622003259 - glades-202622003260 - glades-202622003261 - glades-202622003280 - glades-202622003281 - glades-202622003284 - glades-202622003285 - glades-202622003286 - glades-202622003289 - glades-202622003290 - glades-202622003291 - glades-202622003294 - glades-202622003295 - glades-202622003296 - glades-202622003299 - glades-202622003180 - glades-202622003184 - glades-202622003185 - glades-202622003190 - glades-202622003140 - glades-202622003076 - glades-202622002986 - glades-202622003034 - glades-202622003041 - glades-202622003057 - glades-202622002983 - glades-202622002881 - glades-202622002882 - glades-202622002883 - glades-202122003525 - glades-202222001593 - glades-202522001034 - mortgage-2025-12-31 - glades-202622000040 - glades-202622000484 - glades-202622001519 - glades-202622001520 - glades-202622001571 - glades-202622002793 - glades-202622000361 - glades-202622001265 - glades-202622000784 - glades-202622001777 - glades-202622001778 - cdd-os-2025-12-11 --- # 197 county instruments fill gaps in the Lakefront record Glades County records checked through 2026-10-28. Individual sources retain their own dates. **November 1 update:** The register now contains **283 instruments: 282 available PDFs / 1,266 pages and one unavailable index-only judgment**. It includes **187 current-developer construction notices, two 2018 predecessor-land notices and eleven lien claims**. Related-name searches located four mortgages stating **$14 million in loan amounts**, plus OP-company ownership and LH approval terms for the [33-lot corporate transfers](/news/october-lot-transfers/). Follow-up records extend the [land history to Harvey’s 2013 acquisition](/news/timeline-g-harvey-to-current-record/) and add a missed July 2026 notice. The [individual home-closing count](/closings/) remains one. The [coverage note](/records/#coverage) explains the search scope, exclusions, unavailable judgment and unchanged October 28 county cutoff. The original 197-record collection below remains historical. **October 21 update:** At that review, the register contained **228 instruments and 937 PDF pages**, including **seven construction-lien filings and 177 notices of commencement**. Four one-page claims, recorded October 20–21, came from Beacon / QXO and Preferred Materials and identified five lots. Their stated unpaid amounts summed to $29,718.73, excluding unspecified additional charges sought by Preferred; this was not a verified debt total. The [lien report](/news/boys-school-construction-lien/) retains those claims alongside later additions. The original [197 Glades County instruments](/records) document Lakefront’s development and financing history through mortgages, agreements, construction notices and the recorded Phase 1 plat. Together, they establish dated commitments and approvals while leaving questions about construction completion and spending unresolved. The collection comes from an exact-name search for Okeechobee Community Developers LLC in both party directions. It covers recordings from November 2021 through September 2026. The county verification notice ran through September 30, 2026. It is a defined collection, not an exhaustive search of every related entity. **October 13 update:** Three supplied September 25 instruments brought the register to **200 instruments and 889 PDF pages**. They add a [boys’ school lien claim](/news/boys-school-construction-lien) and the [master and Estates declarations](/news/hoa-declarations-guide/). The original 197-record search remains the subject of this article; the additions do not extend its September 30 verification cutoff. ## A dated limit tied to wastewater capacity The [May 28, 2026 concurrency agreement](/records/202622001519), recorded the next day, states that the permitted 99,000-gallon-per-day wastewater capacity is insufficient for all previously approved Phase 1 development. The agreement's initial allocation is 166 residential units using 75,400 gallons per day, plus specified commercial uses using 23,250. Its attached April 17 schedule lists 22 Ranch, 21 Duplex, 100 Emerald, 19 Villa and four Villa XL units, with no townhouses. School, plaza, mikvah and shul allocations bring the estimated total to 98,650 gallons per day. Additional permits beyond the stated limitation depend on further permitted capacity and county written approval. These are dated design allocations; the collection does not establish whether later approvals increased them. The 166 units should not be substituted for the overall 1,300-unit plan or the offering document's separate 199-unit Assessment Area One mix. A [second May 28 agreement](/records/202622001520) addresses 25 additional residential building permits before final plat recording, subject to conditions. It is not proof that every contemplated permit was issued. ## The Phase 1 plat and utility records The [Phase 1 plat](/records/202622001571) was recorded June 3, 2026, as instrument 202622001571, book 427, page 289. The county's PLR code refers here to an actual plat, not a partial mortgage release. Its dedications address roads, utilities, drainage and maintenance responsibilities. A [September 17 utility easement](/records/202622002793) grants Okeechobee Utility Authority the described water, sewer and access rights. Recording an easement does not establish that utility service is operating. ## Performance security and projected cost A [February 13 county-attorney affidavit](/records/202622000484), recorded February 20, identifies two performance bonds totaling $44,817,636: a $20 million bond dated April 11, 2025 and a $24,817,636 bond dated January 29, 2026. Great Midwest Insurance Company is surety, the developer is principal, and Glades County is obligee. The attachment's Phase 1 cost cover reports $35,138,068.25 in projected improvements. Its printed total including 25% is $43,922,685.32, while multiplying the stated base by 1.25 produces $43,922,585.31 after rounding. The [record summary](/records/202622000484) preserves the $100.01 discrepancy. These projected costs and performance assurances differ from construction spending and the CDD's $8.99 million Series 2025 bond issue. They are not added together as project investment. ## A longer loan history The records add the two 2021 purchase-money mortgages and their 2022 satisfactions, a [May 2022 $50 million revolving mortgage](/records/202222001593), a January 2024 $25 million EB-5 mortgage, and the [March 2025 amendment to $58.175 million](/records/202522001034). The [December 31, 2025 consolidation](/records/202622000044) identifies $77,636,366.93 of existing debt and recites a $122,363,633.07 increase, producing its stated $200 million consolidated indebtedness. That recital is part of the record; it is not an independently verified cash-disbursement ledger. [Fund II's assessment acknowledgment](/records/202622000040) also identifies a March 7, 2024 participation agreement with Fund I. That reference helps describe the lending relationship, but does not reconcile the roughly $92 million collective November balance with the $58.175 million note in the December consolidation. ## The deed changes an earlier statement The [November 9, 2021 warranty deed](/records/202122003525) contains handwritten consideration of $8,906,250 and documentary stamps of $62,344.10. The December 2025 offering document separately reports acquisition cost of about $13.9 million. The site previously treated the earlier $8.9 million account as superseded without confirming the deed. That treatment has been [corrected](/corrections). The reviewed records do not explain the relationship between the two figures. ## Construction notices add milestones, not a home count Of the 197 instruments, 159 are notices of commencement: seven recorded in 2024, 34 in 2025 and 118 in 2026. They include residential lots and notices for a school, shopping center, mikvah, shul, wastewater work, a vacuum-station foundation and water infrastructure. The school notice was recorded March 20, 2026; the shopping-center notice May 6; and the mikvah and shul notices June 12. These [construction notices](/development) document intended improvements at specific dates. Notices do not confirm construction completion or occupancy. The [February 2026 termination](/records/202622000361) concerns a specific earlier wastewater construction notice and includes contractor release material. It does not establish that the entire wastewater project was halted or that the plant became operational. Repeated notices and multi-lot notices prevent the document count from becoming a home count. The original 197-record collection includes the land-acquisition deed, but no individual home-closing deed; the October 14 addition described above changes the current ledger. See the [closing ledger](/closings) for the deed-search coverage and its limits. ## Sources - OCD RENT OP 1 LLC mortgage to MWC — $3,400,000, 8 lots — instrument 202622003282 (2026-10-29; public-record). Instrument 202622003282; Official Records book/page 432/702; 11 PDF pages https://www.myfloridacounty.com/orisearch/22 - OCD RENT OP 2 LLC mortgage to MWC — $3,600,000, 8 lots — instrument 202622003287 (2026-10-29; public-record). Instrument 202622003287; Official Records book/page 432/749; 11 PDF pages https://www.myfloridacounty.com/orisearch/22 - OCD RENT OP 3 LLC mortgage to MWC — $3,600,000, 9 lots — instrument 202622003292 (2026-10-29; public-record). Instrument 202622003292; Official Records book/page 432/797; 11 PDF pages https://www.myfloridacounty.com/orisearch/22 - OCD RENT OP 4 LLC mortgage to MWC — $3,400,000, 8 lots — instrument 202622003297 (2026-10-29; public-record). Instrument 202622003297; Official Records book/page 432/845; 11 PDF pages https://www.myfloridacounty.com/orisearch/22 - OCD RENT OP 1 LLC affidavit — members, manager and LH approval rights — instrument 202622003283 (2026-10-29; public-record). Instrument 202622003283; Official Records book/page 432/713; 23 PDF pages https://www.myfloridacounty.com/orisearch/22 - CDD-indexed judgment — case 24CA06, image unavailable — instrument 202422001136 (2024-04-23; public-record). County index only; instrument 202422001136; book/page 403/158; 11 indexed pages, no PDF obtained https://www.myfloridacounty.com/orisearch/22 - Harvey’s 2013 land acquisition from Ballin and Fink — instrument 201322001251 (2013-05-28; public-record). Instrument 201322001251; Official Records book/page 307/943; 2 PDF pages https://www.myfloridacounty.com/orisearch/22 - Amboy notice — Block 3, Lot 11, permit 2600535 — instrument 202622002123 (2026-07-15; public-record). Instrument 202622002123; Official Records book/page 428/1059; 1 PDF pages https://www.myfloridacounty.com/orisearch/22 - Emerald notice — Block 5, Lot 30 — instrument 202522001170 (2025-04-23; public-record). Instrument 202522001170; Official Records book/page 413/947; 1 PDF pages https://www.myfloridacounty.com/orisearch/22 - Emerald notice — Block 5, Lot 22 — instrument 202522001179 (2025-04-23; public-record). Instrument 202522001179; Official Records book/page 413/956; 1 PDF pages https://www.myfloridacounty.com/orisearch/22 - Emerald notice — Block 2, Lot 10 — instrument 202522001181 (2025-04-23; public-record). Instrument 202522001181; Official Records book/page 413/958; 1 PDF pages https://www.myfloridacounty.com/orisearch/22 - Emerald notice — Block 5, Lot 31 — instrument 202522001183 (2025-04-23; public-record). Instrument 202522001183; Official Records book/page 413/960; 1 PDF pages https://www.myfloridacounty.com/orisearch/22 - Emerald notice — Block 5, Lot 34 — instrument 202522001186 (2025-04-23; public-record). Instrument 202522001186; Official Records book/page 413/963; 1 PDF pages https://www.myfloridacounty.com/orisearch/22 - Emerald notice — Block 5, Lot 38 — instrument 202522001190 (2025-04-23; public-record). Instrument 202522001190; Official Records book/page 413/967; 1 PDF pages https://www.myfloridacounty.com/orisearch/22 - Emerald notice — Block 5, Lot 39 — instrument 202522001191 (2025-04-23; public-record). Instrument 202522001191; Official Records book/page 413/968; 1 PDF pages https://www.myfloridacounty.com/orisearch/22 - Villa XL notice — Block 6, Lot 33 — instrument 202622002188 (2026-07-21; public-record). Instrument 202622002188; Official Records book/page 429/140; 1 PDF pages https://www.myfloridacounty.com/orisearch/22 - Villa XL notice — Block 6, Lot 30 — instrument 202622002189 (2026-07-21; public-record). Instrument 202622002189; Official Records book/page 429/141; 1 PDF pages https://www.myfloridacounty.com/orisearch/22 - FPL underground electric easement — 0.823-acre description — instrument 202622001338 (2026-05-13; public-record). Instrument 202622001338; Official Records book/page 426/258; 5 PDF pages https://www.myfloridacounty.com/orisearch/22 - Conservation easement amendment — additions and removals — instrument 202622002891 (2026-09-25; public-record). Instrument 202622002891; Official Records book/page 431/445; 20 PDF pages https://www.myfloridacounty.com/orisearch/22 - Beacon / QXO lien claim — Block 4, Lot 13 — instrument 202622003258 (2026-10-28; public-record). Instrument 202622003258; Official Records book/page 432/659; 1 PDF pages https://www.myfloridacounty.com/orisearch/22 - Beacon / QXO lien claim — Block 6, Lot 39 — instrument 202622003259 (2026-10-28; public-record). Instrument 202622003259; Official Records book/page 432/660; 1 PDF pages https://www.myfloridacounty.com/orisearch/22 - Beacon / QXO lien claim — Block 6, Lot 41 — instrument 202622003260 (2026-10-28; public-record). Instrument 202622003260; Official Records book/page 432/661; 1 PDF pages https://www.myfloridacounty.com/orisearch/22 - Beacon / QXO lien claim — Block 6, Lot 38 — instrument 202622003261 (2026-10-28; public-record). Instrument 202622003261; Official Records book/page 432/662; 1 PDF pages https://www.myfloridacounty.com/orisearch/22 - EB-5 partial release — 8 lots conveyed to OCD RENT OP 1 — instrument 202622003280 (2026-10-29; public-record). Instrument 202622003280; Official Records book/page 432/695; 4 PDF pages https://www.myfloridacounty.com/orisearch/22 - 8-lot deed to OCD RENT OP 1 LLC — instrument 202622003281 (2026-10-29; public-record). Instrument 202622003281; Official Records book/page 432/699; 3 PDF pages https://www.myfloridacounty.com/orisearch/22 - Developer LLC affidavit — 8 lots conveyed to OCD RENT OP 1 — instrument 202622003284 (2026-10-29; public-record). Instrument 202622003284; Official Records book/page 432/736; 7 PDF pages https://www.myfloridacounty.com/orisearch/22 - EB-5 partial release — property exhibit absent from supplied copy — instrument 202622003285 (2026-10-29; public-record). Instrument 202622003285; Official Records book/page 432/743; 3 PDF pages https://www.myfloridacounty.com/orisearch/22 - 8-lot deed to OCD RENT OP 2 LLC — instrument 202622003286 (2026-10-29; public-record). Instrument 202622003286; Official Records book/page 432/746; 3 PDF pages https://www.myfloridacounty.com/orisearch/22 - Developer LLC affidavit — 8 lots conveyed to OCD RENT OP 2 — instrument 202622003289 (2026-10-29; public-record). Instrument 202622003289; Official Records book/page 432/783; 7 PDF pages https://www.myfloridacounty.com/orisearch/22 - EB-5 partial release — 9 lots conveyed to OCD RENT OP 3 — instrument 202622003290 (2026-10-29; public-record). Instrument 202622003290; Official Records book/page 432/790; 4 PDF pages https://www.myfloridacounty.com/orisearch/22 - 9-lot deed to OCD RENT OP 3 LLC — instrument 202622003291 (2026-10-29; public-record). Instrument 202622003291; Official Records book/page 432/794; 3 PDF pages https://www.myfloridacounty.com/orisearch/22 - Developer LLC affidavit — 9 lots conveyed to OCD RENT OP 3 — instrument 202622003294 (2026-10-29; public-record). Instrument 202622003294; Official Records book/page 432/831; 7 PDF pages https://www.myfloridacounty.com/orisearch/22 - EB-5 partial release — 8 lots conveyed to OCD RENT OP 4 — instrument 202622003295 (2026-10-29; public-record). Instrument 202622003295; Official Records book/page 432/838; 4 PDF pages https://www.myfloridacounty.com/orisearch/22 - 8-lot deed to OCD RENT OP 4 LLC — instrument 202622003296 (2026-10-29; public-record). Instrument 202622003296; Official Records book/page 432/842; 3 PDF pages https://www.myfloridacounty.com/orisearch/22 - Developer LLC affidavit — 8 lots conveyed to OCD RENT OP 4 — instrument 202622003299 (2026-10-29; public-record). Instrument 202622003299; Official Records book/page 432/879; 7 PDF pages https://www.myfloridacounty.com/orisearch/22 - Beacon / QXO lien claim — Block 6, Lot 10 — instrument 202622003180 (2026-10-20; public-record). Instrument 202622003180; Official Records book/page 432/443; 1 PDF pages https://www.myfloridacounty.com/orisearch/22 - Preferred Materials lien claim — Block 5, Lots 7 and 6, Duplex (483–484) — instrument 202622003184 (2026-10-20; public-record). Instrument 202622003184; Official Records book/page 432/463; 1 PDF pages https://www.myfloridacounty.com/orisearch/22 - Preferred Materials lien claim — Block 8, Lot 5, Emerald — instrument 202622003185 (2026-10-20; public-record). Instrument 202622003185; Official Records book/page 432/464; 1 PDF pages https://www.myfloridacounty.com/orisearch/22 - Beacon / QXO lien claim — Block 6, Lot 36 — instrument 202622003190 (2026-10-21; public-record). Instrument 202622003190; Official Records book/page 432/491; 1 PDF pages https://www.myfloridacounty.com/orisearch/22 - Canam Steel claim of lien — joist and deck materials — instrument 202622003140 (2026-10-16; public-record). Instrument 202622003140; Official Records book/page 432/326; 4 PDF pages https://www.myfloridacounty.com/orisearch/22 - Duplex notice — Block 1, Lot 20 (reference 494) — instrument 202622003076 (2026-10-07; public-record). Instrument 202622003076; Official Records book/page 432/138; 1 PDF pages https://www.myfloridacounty.com/orisearch/22 - EB-5 partial mortgage release — Block 6, Lot 2 — instrument 202622002986 (2026-10-02; public-record). Instrument 202622002986; Official Records book/page 431/914; 4 PDF pages https://www.myfloridacounty.com/orisearch/22 - A & J Ready Mix concrete claim of lien — instrument 202622003034 (2026-10-05; public-record). Instrument 202622003034; Official Records book/page 431/1029; 3 PDF pages https://www.myfloridacounty.com/orisearch/22 - Duplex notice — Block 5, Lot 18 (reference 472) — instrument 202622003041 (2026-10-06; public-record). Instrument 202622003041; Official Records book/page 431/1051; 1 PDF pages https://www.myfloridacounty.com/orisearch/22 - Duplex notice — Block 5, Lot 18 (reference 472) — instrument 202622003057 (2026-10-06; public-record). Instrument 202622003057; Official Records book/page 432/7; 1 PDF pages https://www.myfloridacounty.com/orisearch/22 - Special warranty deed — Block 6, Lot 2 — instrument 202622002983 (2026-10-02; public-record). Instrument 202622002983; Official Records book/page 431/899; 2 PDF pages https://www.myfloridacounty.com/orisearch/22 - Richard & Rice claim of lien — boys’ school — instrument 202622002881 (2026-09-25; public-record). Instrument 202622002881; Official Records book/page 431/252; 3 PDF pages https://www.myfloridacounty.com/orisearch/22 - Lakefront master declaration, commercial voting and assessments — instrument 202622002882 (2026-09-25; public-record). Instrument 202622002882; Official Records book/page 431/255; 104 PDF pages https://www.myfloridacounty.com/orisearch/22 - Lakefront Estates neighborhood declaration and bylaws — pagination gap — instrument 202622002883 (2026-09-25; public-record). Instrument 202622002883; Official Records book/page 431/359; 65 PDF pages https://www.myfloridacounty.com/orisearch/22 - Warranty deed: Glenn C. Harvey to the developer — instrument 202122003525 (2021-11-16; public-record). Instrument 202122003525; Official Records book/page 376/333; 4 PDF pages https://www.myfloridacounty.com/orisearch/22 - Construction Loan Services II: $50 million revolving facility — instrument 202222001593 (2022-05-13; public-record). Instrument 202222001593; Official Records book/page 382/727; 24 PDF pages https://www.myfloridacounty.com/orisearch/22 - First amended EB-5 construction mortgage — instrument 202522001034 (2025-04-07; public-record). Instrument 202522001034; Official Records book/page 413/535; 30 PDF pages https://www.myfloridacounty.com/orisearch/22 - Second amended and consolidated EB-5 construction mortgage — instrument 202622000044 (2026-01-06; public-record). Instrument 202622000044; Official Records book/page 422/247; 31 PDF pages https://www.myfloridacounty.com/orisearch/22 - EB-5 United Okeechobee II LLC: CDD assessment acknowledgment — instrument 202622000040 (2026-01-06; public-record). Instrument 202622000040; Official Records book/page 422/222; 7 PDF pages https://www.myfloridacounty.com/orisearch/22 - Phase 1 construction assurances and performance bonds — instrument 202622000484 (2026-02-20; public-record). Instrument 202622000484; Official Records book/page 423/607; 55 PDF pages https://www.myfloridacounty.com/orisearch/22 - Phase 1 wastewater concurrency limitations agreement — instrument 202622001519 (2026-05-29; public-record). Instrument 202622001519; Official Records book/page 427/201; 15 PDF pages https://www.myfloridacounty.com/orisearch/22 - Indemnification for 25 additional permits before final plat — instrument 202622001520 (2026-05-29; public-record). Instrument 202622001520; Official Records book/page 427/216; 9 PDF pages https://www.myfloridacounty.com/orisearch/22 - Lakefront Estates Phase 1 recorded plat — instrument 202622001571 (2026-06-03; public-record). Instrument 202622001571; Official Records book/page 427/289; 25 PDF pages https://www.myfloridacounty.com/orisearch/22 - Okeechobee Utility Authority water and sewer easement — instrument 202622002793 (2026-09-17; public-record). Instrument 202622002793; Official Records book/page 430/1035; 5 PDF pages https://www.myfloridacounty.com/orisearch/22 - Termination of wastewater-treatment notice of commencement — instrument 202622000361 (2026-02-09; public-record). Instrument 202622000361; Official Records book/page 423/177; 13 PDF pages https://www.myfloridacounty.com/orisearch/22 - Shopping center notice — instrument 202622001265 (2026-05-06; public-record). Instrument 202622001265; Official Records book/page 426/7; 1 PDF pages https://www.myfloridacounty.com/orisearch/22 - School notice — instrument 202622000784 (2026-03-20; public-record). Instrument 202622000784; Official Records book/page 424/485; 1 PDF pages https://www.myfloridacounty.com/orisearch/22 - Mikvah (Synagogue 1) notice — instrument 202622001777 (2026-06-12; public-record). Instrument 202622001777; Official Records book/page 428/40; 1 PDF pages https://www.myfloridacounty.com/orisearch/22 - Shul (Synagogue 1) notice — instrument 202622001778 (2026-06-12; public-record). Instrument 202622001778; Official Records book/page 428/41; 1 PDF pages https://www.myfloridacounty.com/orisearch/22 - Lakefront Estates CDD Limited Offering Memorandum / Official Statement (2025-12-11; official-offering-document). https://lakefrontokeechobee.com/sources/#cdd-os-2025-12-11 Independent, unofficial reporting. https://lakefrontokeechobee.com/about/